Longevity Bonds: The Financial Architecture of the 150-Year Human Life
If humans live longer, the pension system dies. We analyze the rise of 'Longevity Derivatives' and the financial cost of radical life extension.
R. Yitaliya
Head of Quantitative Content
A mechanism-first read designed for readers who want institutional context, not just headlines.
The Lead
Current financial systems were built for a 75-year life. If bio-gerontology pushes that to 120 or 150, every pension fund on Earth is instantly bankrupt. We are seeing the birth of 'Longevity Finance'—a suite of derivatives and insurance products designed to hedge against the 'Risk' of people living too long. Can the economy handle a century-long retirement, or will we see the death of the traditional 'end-of-work' model?
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